{"id":20681,"date":"2026-02-19T15:20:10","date_gmt":"2026-02-19T15:20:10","guid":{"rendered":"https:\/\/www.sepaxmlgenerator.com\/blog\/sepa-iso-20022-sepa-xml-generator-e-ora-conforme-ai-file-xml-di-addebiti-diretti-e-bonifici\/"},"modified":"2026-10-07T08:15:32","modified_gmt":"2026-10-07T08:15:32","slug":"sepa-iso-20022-sepa-xml-generator-e-ora-conforme-ai-file-xml-di-addebiti-diretti-e-bonifici","status":"publish","type":"post","link":"https:\/\/www.sepaxmlgenerator.com\/it\/blog\/sepa-iso-20022-sepa-xml-generator-e-ora-conforme-ai-file-xml-di-addebiti-diretti-e-bonifici\/","title":{"rendered":"SEPA ISO 20022 &#8211; Il generatore SEPA XML \u00e8 ora conforme per i file XML relativi agli addebiti diretti e ai bonifici"},"content":{"rendered":"<p>Siamo sempre impegnati a migliorare l&#8217;App SEPA XML GENERATOR e a volte si \u00e8 costretti a cambiare!<\/p>\n<p>Molti dei nostri clienti in tutta Europa hanno ricevuto lettere di notifica riguardanti le modifiche obbligatorie ai formati dei file SEPA per gli addebiti diretti e i bonifici, in particolare l&#8217;aggiornamento alla norma SEPA ISO 20022 e la formattazione degli indirizzi dei clienti.<\/p>\n<p>Come questo esempio di lettera SEPA ISO 20022 di AIB in Irlanda:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20669 size-full\" src=\"https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/SEPA-ISO-20022-Letter-from-Bank-Direct-Debits-and-Credit-Transfers-jpg.jpg\" alt=\"SEPA ISO 20022 - Lettera della banca - Addebiti diretti e trasferimenti di credito jpg\" width=\"1240\" height=\"1754\" srcset=\"https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/SEPA-ISO-20022-Letter-from-Bank-Direct-Debits-and-Credit-Transfers-jpg.jpg 1240w, https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/SEPA-ISO-20022-Letter-from-Bank-Direct-Debits-and-Credit-Transfers-jpg-212x300.jpg 212w, https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/SEPA-ISO-20022-Letter-from-Bank-Direct-Debits-and-Credit-Transfers-jpg-724x1024.jpg 724w, https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/SEPA-ISO-20022-Letter-from-Bank-Direct-Debits-and-Credit-Transfers-jpg-768x1086.jpg 768w, https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/SEPA-ISO-20022-Letter-from-Bank-Direct-Debits-and-Credit-Transfers-jpg-1086x1536.jpg 1086w, https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/SEPA-ISO-20022-Letter-from-Bank-Direct-Debits-and-Credit-Transfers-jpg-1200x1697.jpg 1200w\" sizes=\"auto, (max-width: 1240px) 100vw, 1240px\" \/><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.sepaxmlgenerator.com\/it\/blog\/sepa-iso-20022-sepa-xml-generator-e-ora-conforme-ai-file-xml-di-addebiti-diretti-e-bonifici\/#Quali_sono_le_modifiche_apportate_dalla_norma_ISO_20022_alladdebito_diretto_SEPA_e_al_bonifico_SEPA\" >Quali sono le modifiche apportate dalla norma ISO 20022 all\u2019addebito diretto SEPA e al bonifico SEPA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.sepaxmlgenerator.com\/it\/blog\/sepa-iso-20022-sepa-xml-generator-e-ora-conforme-ai-file-xml-di-addebiti-diretti-e-bonifici\/#Novita_sulla_nostra_app_SEPA_XML_GENERATOR_%E2%80%93_ISO_20022\" >Novit\u00e0 sulla nostra app SEPA XML GENERATOR &#8211; ISO 20022<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.sepaxmlgenerator.com\/it\/blog\/sepa-iso-20022-sepa-xml-generator-e-ora-conforme-ai-file-xml-di-addebiti-diretti-e-bonifici\/#Prova_oggi_stesso_il_nostro_software_SEPA_XML_GENERATOR_e_carica_subito_i_tuoi_file_conformi_allo_standard_SEPA_ISO_20022_XML\" >Prova oggi stesso il nostro software SEPA XML GENERATOR e carica subito i tuoi file conformi allo standard SEPA ISO 20022 XML.<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Quali_sono_le_modifiche_apportate_dalla_norma_ISO_20022_alladdebito_diretto_SEPA_e_al_bonifico_SEPA\"><\/span>Quali sono le modifiche apportate dalla norma ISO 20022 all\u2019addebito diretto SEPA e al bonifico SEPA<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Le modifiche riguardano essenzialmente i campi dell&#8217;indirizzo e il passaggio da indirizzi non strutturati a indirizzi strutturati. In passato era sufficiente un file con un codice paese per passare, ma da novembre 2026 questo non sar\u00e0 pi\u00f9 accettato. <\/p>\n<p>Il formato dell&#8217;indirizzo richiesto \u00e8:<\/p>\n<ul>\n<li>Indirizzo postale Nome della strada<\/li>\n<li>Indirizzo postale Codice postale<\/li>\n<li>Indirizzo postale Nome della citt\u00e0<\/li>\n<li>Indirizzo postale Paese<\/li>\n<\/ul>\n<p>All&#8217;interno di un file xml SEPA, dovrebbe avere l&#8217;aspetto di:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20686 size-full\" src=\"https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/Structured-Address-V7-ISO20022-SEPA-xml-files.png\" alt=\"Indirizzo strutturato - V7 - File xml ISO20022 SEPA\" width=\"326\" height=\"135\" srcset=\"https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/Structured-Address-V7-ISO20022-SEPA-xml-files.png 326w, https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/Structured-Address-V7-ISO20022-SEPA-xml-files-300x124.png 300w\" sizes=\"auto, (max-width: 326px) 100vw, 326px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Novita_sulla_nostra_app_SEPA_XML_GENERATOR_%E2%80%93_ISO_20022\"><\/span>Novit\u00e0 sulla nostra app SEPA XML GENERATOR &#8211; ISO 20022<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ora puoi testare e provare l&#8217;ultimo aggiornamento della ISO 20022 per gli addebiti diretti e i bonifici; puoi vedere i campi aggiornati nel backend e all&#8217;interno dei nostri cv per i caricamenti di massa.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20702 size-full\" src=\"https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/Structured-Address-Data-for-ISO20022-SEPA-xml-files.png\" alt=\"Dati di indirizzo strutturati per i file xml ISO20022 SEPA\" width=\"488\" height=\"519\" srcset=\"https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/Structured-Address-Data-for-ISO20022-SEPA-xml-files.png 488w, https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/Structured-Address-Data-for-ISO20022-SEPA-xml-files-282x300.png 282w\" sizes=\"auto, (max-width: 488px) 100vw, 488px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Prova_oggi_stesso_il_nostro_software_SEPA_XML_GENERATOR_e_carica_subito_i_tuoi_file_conformi_allo_standard_SEPA_ISO_20022_XML\"><\/span>Prova oggi stesso il nostro software SEPA XML GENERATOR e carica subito i tuoi file conformi allo standard SEPA ISO 20022 XML.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Consulta il nostro link qui per registrarti alla <a href=\"https:\/\/www.sepaxmlgenerator.com\/it\/registratevi-per-ottenere-un-sepa-xml-a-costo-zerotest-del-generatore-di-corrente\/\" rel=\"noopener\">prova<\/a> gratuita.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Siamo sempre impegnati a migliorare l&#8217;App SEPA XML GENERATOR e a volte si \u00e8 costretti a cambiare! Molti dei nostri clienti in tutta Europa hanno ricevuto lettere di notifica riguardanti le modifiche obbligatorie ai formati dei file SEPA per gli addebiti diretti e i bonifici, in particolare l&#8217;aggiornamento alla norma SEPA ISO 20022 e la <a href=\"https:\/\/www.sepaxmlgenerator.com\/it\/blog\/sepa-iso-20022-sepa-xml-generator-e-ora-conforme-ai-file-xml-di-addebiti-diretti-e-bonifici\/\" class=\"more-link\">&#8230;<span class=\"screen-reader-text\">  SEPA ISO 20022 &#8211; Il generatore SEPA XML \u00e8 ora conforme per i file XML relativi agli addebiti diretti e ai bonifici<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":20698,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[231,262,220],"tags":[],"class_list":["post-20681","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-software-di-addebito-diretto","category-software-sepa","category-trasferimento-di-crediti-sepa"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SEPA ISO 20022 - SEPA XML GENERATOR \u00e8 ora conforme ai file SEPA xml<\/title>\n<meta name=\"description\" content=\"SEPA ISO 20022 - SEPA XML GENERATOR \u00e8 ora conforme ai file xml di addebiti diretti e bonifici.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sepaxmlgenerator.com\/it\/blog\/sepa-iso-20022-sepa-xml-generator-e-ora-conforme-ai-file-xml-di-addebiti-diretti-e-bonifici\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SEPA ISO 20022 - SEPA XML GENERATOR \u00e8 ora conforme ai file SEPA xml\" \/>\n<meta property=\"og:description\" content=\"SEPA ISO 20022 - SEPA XML GENERATOR \u00e8 ora conforme ai file xml di addebiti diretti e bonifici.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sepaxmlgenerator.com\/it\/blog\/sepa-iso-20022-sepa-xml-generator-e-ora-conforme-ai-file-xml-di-addebiti-diretti-e-bonifici\/\" \/>\n<meta property=\"og:site_name\" content=\"GENERATORE SEPA XML\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-19T15:20:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-07T08:15:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sepaxmlgenerator.com\/wp-content\/uploads\/2026\/02\/ISO-20022-SEPA-XML-GENERATOR-Direct-Debits-and-Credit-Transfers.png\" \/>\n\t<meta property=\"og:image:width\" content=\"918\" \/>\n\t<meta property=\"og:image:height\" content=\"532\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"SEPA XML GENERATOR\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scritto da\" \/>\n\t<meta name=\"twitter:data1\" content=\"SEPA XML GENERATOR\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo di lettura stimato\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.sepaxmlgenerator.com\\\/it\\\/blog\\\/sepa-iso-20022-sepa-xml-generator-e-ora-conforme-ai-file-xml-di-addebiti-diretti-e-bonifici\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sepaxmlgenerator.com\\\/it\\\/blog\\\/sepa-iso-20022-sepa-xml-generator-e-ora-conforme-ai-file-xml-di-addebiti-diretti-e-bonifici\\\/\"},\"author\":{\"name\":\"SEPA XML GENERATOR\",\"@id\":\"https:\\\/\\\/www.sepaxmlgenerator.com\\\/it\\\/#\\\/schema\\\/person\\\/731a6aa4e0d4b8badea6d9268663edda\"},\"headline\":\"SEPA ISO 20022 &#8211; 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